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HomeMy WebLinkAboutResolution #3441RESOLUTION NO. 3441. A RESOLUTION APPROVING A SUBORDINATION AGREEMENT OF MORTGAGE BETWEEN THE CITY OF CANTON AND BETTY J. HAMMOND OF CANTON AND DIRECTING THE MAYOR AND CITY CLERK TO EXECUTE AND DELIVER SAID AGREEMENT ON BEHALF OF THE CITY OF CANTON, ILLINOIS. WHEREAS, the Community and Industrial Development Committee has determined that it is necessary and in the best interest of the City of Canton to enter into a loan subordination agreement with Betty J. Hammond, hereto attached and herein incorporated as Exhibit "A"; and, WHEREAS, the Canton City Countil has made a similar determination. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF CANTON, Fulton County, Illinois as follows: 1. That the Subordination Agreement of mortgage hereto attached as Exhibit "A: between the City of Canton and Betty J. Hammond is hereby approved. 2. That the Mayor and City Clerk are hereby authorized and directed to execute and deliver said agreement on behalf of the City of Canton, Illinois. PASSED by the City Council of the City of Canton, Fulton County, Illinois at a regular meeting this 20th day of October, 1998, upon a roll call vote as follows: AYES: Alclerme~z Shores , May, Nidiffer, Meade, Sarff , Phillips , Hartford, NAYS: None. ABSENT: Alderman. Nblleck. APP - VED: ,~ ~~ ~. Donald E. Edwards, Mayor ATTEST: N cy tes, City Clerk SUBORDINATION BY THE CITY OF CANTON The City of Canton ("City") is the owner and holder of the following described instrument executed by Betty J. Hammond of Canton, Fulton County, State of Illinois; Title of Instrument Date of Instrument Date Filed Doc.No. Home Repair Mortgage 8/22/84 8/31./84 Doc. No. 84-8263 Pg. 338 Vol. 959 AND, Mortgage Lenders Network (called the "Lender") has agreed to loan Thirty-one thousand, eight hundred and no/100 dollars ($31,800.00) to Betty J. Rammond (called the "Borrower") for the following purposes: Refinance prior first mortgage at a lower interest rate, and get cash flow to make further home improvements. THEREFORE., in consideration the Lender's agreement to make such loan to Borrower, the City (1) consents to the Borrower obtaining the loan from the Lender for such purposes, and (2) agrees to and does subordinate in favor of the .Lender and its successors and assigns its' liens or security interests created or evidenced by the above described instrument insofar as they cover the following described property and provided the Lender perfects a lien on that property: Lot Number 350 in Wright's Addition to the City of Canton, Fulton County, Illinois. This subordination is limited to the amount actually loaned by the Lender to the Borrower (principal and accrued interest) for the foregoing purposes and also the amount actually advanced for foreclosure costs and other advances made or to be made by the Lender, for a total limitation not to exceed Thirty-one thousand, eight hundred and no/100 dollars ($31,80.0.00). Any amount which is in excess of this figure will not be covered by this subordination,. unless prior written consent was obtained from the City for incurring the expenditure in question. IN WITNESS WHEREOF, the City of Canton has ca sad this subordination to be signed on the ~~ {day of 1998. CITY OF CANTON, F / BY ~ . r' ~'~'~~C JL.t.G^~'C~ ayor,City of Canton ATTTEST: