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HomeMy WebLinkAboutResolution #3520~- RESOLUTION NO. ~5~0 A RESOLUTION APPROVING A SUBORDINATION AGREEMENT OF MORTGAGE BETWEEN THE CITY OF CANTON AND BETTY J. HAMMOND OF CANTON AND DIRECTING THE MAYOR AND CITY CLERK TO EXECUTE AND DELIVER SAID AGREEMENT ON BEHALF OF THE CITY OF CANTON, ILLINOIS. WHEREAS, the Community and Industrial Development Committee has determined that it is necessary and in the best interest of the City of Canton to enter into a loan subordination ageement with Betty J. Hammond, hereto attached and herein incorporated as Exhibit "A"; and WHEREAS, the Canton City Council has made a similar determination. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF CANTON, Fulton County, Illinois as follows: 1. That the Subordination Agreement of mortgage hereto attached as Exhibit "A" between the City of Canton and Betty J. Hammond is hereby approved for a period of six (6) months from date approved. 2. That the Mayor and City Clerk are hereby authorized and directed to execute and deliver said agreement on behalf of the City of Canton, Illinois. 3. That this Resolution shall be in full force and in effect immediately upon its passage by the City Council of the City of Canton, Illinois. PASSED by the City Council of the City of Canton, Fulton County, Illinois at a regular meeting this 1Sth day of April , 2000, upon a roll call vote as follows: AYES: Aldermen Hartford, Sarff, Phl,llips, Ni,differ, Meade, Shores, May. NAYS: None. ABSENT: Alderman. Molleck. APP OVED: ~~~ Donald E. Edwards, Mayor ATTEST: Nancy White City Clerk r~ SUBORDINATION AGREEMENT OF MORTGAGE THE CITY OF CANTON ("City") is the owner and holder of the following described instrument(s) executed by Betty J. Hammond of Canton, Fulton County, State of Illinois Title of Instrument Date of Instrument Date Filed Doc. No. Home Repair Mortgage 8/22/1984 8/31/1984 Doc No. 84-8263 Pg. 338 Vol. 959 AND, SWS Mortgage Services of 5615 SW Adams St., Bartonville, IL, (called the "Lender") has agreed to loan Twenty Nine Thousand, Two Hundred Fifty Dollars, ($ 29,250.00), to Betty J. Hammond (called the "Borrower") for the following purposes: Refinance house mortgage, and pay for new roof. THEREFORE, in consideration the Lender's agreement to make such loan to Borrower, the CITY (1) consents to the Borrower obtaining the loan from the Lender for such purposes, and (2) agrees to and does subordinate for a period of six months (6) in favor of the Lender and its successors and assigns its liens or security interests created or evidenced by the above-described instrument(s) insofar as they cover the following described property and provided the Lender perfects a lien on that property: Lot Number 350 in Wright's Addition to the City of Canton, Fulton County, Illinois. This subordination is limited to the amount actually loaned by the Lender to the Borrower (principal and accrued interest) for the foregoing purposes and also the amount actually advanced for foreclosure costs and other advances made or to be made by the Lender, for a total limitation not to exceed Twenty Nine Thousand, Two Hundred Fifty Dollars, ($29,250.00). Any amount which is in excess of this figure will not be covered by this subordination unless prior written consent was obtained from the City for incurring the expenditure in question. IN WITNESS WHEREOF, the City of Canton has caused this subordination to be signed on the t ate' day of ~ ~ ~ 2000. City of Canton, M By Donald E. Edwards, Mayor ATTEST: Prepared by and return to: City of Canton Nancy White City Clerk 210 E. Chestnut St. Canton, IL 61520